- User’s personal information
1.1 Personal information means any information relating to an identified or identifiable natural person, such as name, identification number, location information, online identifier or one or more factors specific to physical, economic, cultural or natural person's social identity.
1.2 By accepting this Agreement, the user confirms that he/she is at least 18 years old and a natural person with full civil capacity under Seychelles law, otherwise the user not authorized to use the HCOIN platform service.
1.3 By registering the HCOIN account, the user is requested to provide personal information including but not limited to name, residence address, passport information (or another ID card information), email address, telephone number, etc., and to confirm that provided information is true and complete. HCOIN is not responsible for verifying the authenticity of the personal information provided by the user. The HCOIN platform assumes that the personal information provided by the user is true and complete. If the information provided by the user is false, misinterpreted and/or incomplete, the user is solely responsible for providing such information in accordance with the laws of Seychelles.
1.4 While using the Website, the user agrees that HCOIN will collect and record all information, including but not limited to user’s IP address, geographic location, type of browser, language used, date and time of access, etc.
- Collection and use of the Users’ personal information
2.1 HCOIN collects, processes and stores user’s personal information while he/she is using the Website or with the user’s consent. These personal data may include contact information, proof of identity provided by the user, a copy of the identification document available from the public sources, state identification number, and information related to the user’s device and internet service (e.g. IP address and MAC number).
2.2 HCOIN will use personal information for better communication, managing the Website, improving or optimizing the Services, etc. HCOIN may also compile general information from any personal information collected on the Website and use it for its own business purposes. HCOIN may also use this information to communicate with users about other products or services offered by HCOIN and/or its partners.
2.3 HCOIN is obliged to protect the privacy of the users' personal information and does not have the right to transfer or disclose personal information to third parties. However, in the following circumstances, HCOIN may share the user’s information with third parties:
- As we believe it is necessary to share the implementation of the Terms of Service;
- In cases if it is required by government agencies, including regulatory agencies, law enforcement and judicial authorities;
- In cases if it is required in accordance with relevant laws, government regulations and policies;
- In cases if it is required by third parties and related parties (such as management or technical service partners) that provide services to HCOIN;
3.1 Cookies is a small amount of data that is sent to the user’s browser and stored on the user’s device hard drive. Cookies can only be sent to the user’s computer's hard drive when the user is using his/her computer to access HCOIN.
3.2 The information collected by cookies is unregistered collective statistics and does not contain personal data.
3.3 User has the right to choose to restrict or prohibit cookies. Most browsers are preset to accept cookies. User can disable cookies by modifying browser settings, but this may prevent user from launching or using HCOIN platform services or features.
- Personal information protection
4.1 HCOIN will protect the security of their users’ personal information by backing up to other servers and encrypting user passwords. Despite these security measures, HCOIN cannot guarantee the absolute security of user’s personal information.
4.2 HCOIN is not responsible for losses caused by computer/device/account theft. If you find that your account has been compromised, please contact HCOIN Customer Service immediately.
- Amendments and/or updates to the Agreement
5.1 HCOIN reserves the right to modify and/or extend this Agreement. When such changes and/or extensions arise, the new version of the Agreement shall become effective from the time of its implementation, unless otherwise specified in the new Agreement;
5.2 If user does not accept the updated Agreement, he/she is not authorized to continue to use HCOIN's Services. If user continues to use HCOIN's services after the update of this Agreement, he/she will be deemed to have accepted the updated Agreement.
- How to contact HCOIN
6.1 If you have any comments or questions about this Agreement, please contact us by email at email@example.com.